Some many things are running through my mind at this time. Many of my friends are retiring. If you are a baby boomer and stayed home with your children, got divorced, and came to the workforce late in life, retirement is years away. Maybe, it won't happen at all. Who knows. I have consulted a financial adviser and he thinks I'll be "okay" if I work 6 more years. I am incredibly blessed to have a job that I love. The only thing I miss is energy. Caffeine is my energy for now.